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MOE Tuition Grant Calculator

Singapore MOE Tuition Grant, Student's Pass & Graduate LTVP Guide 2026

Calculate Singapore MOE Tuition Grant savings using your actual grant rate. Review the 3-year service obligation, Student's Pass S$45 + S$60 fees, sureties, study-work rules and graduate LTVP.

MOE Tuition Grant & Student Pass Fees Calculator 2026

Calculate university tuition subsidies (~50% off), 3-year service bond savings, & SOLAR Student Pass fees

Average S$30,000 - S$40,000/yr for international students
Subsidized Annual Tuition Payable:
S$16,000 / year
Annual MOE Grant Subsidy: S$16,000
Total 3-Year Tuition Savings:
S$48,000
SOLAR Student Pass: S$105

Step-by-Step Procedure

1

Confirm programme and Tuition Grant eligibility

2

Accept the Tuition Grant offer

3

Provide two eligible sureties

4

Execute the Tuition Grant Agreement

5

Apply for the Student's Pass

6

Pay ICA Student's Pass fees

7

Complete Student's Pass formalities

8

Study and comply with Student's Pass conditions

9

Graduate and secure qualifying employment

10

Apply for the graduate LTVP if job-search time is needed

Calculator

Purpose

Estimate Tuition Grant savings, remaining subsidised tuition cost, Student's Pass government fees and the nominal Tuition Grant obligation amount.

Inputs

number
Id: annualNonSubsidisedTuition
Label: Annual non-subsidised tuition fee
Unit: SGD/year
Minimum: 0
Required: true
Note: Enter the actual annual non-subsidised fee quoted by the institution for your programme and intake.
number
Id: grantPercentage
Label: Tuition Grant percentage
Unit: %
Minimum: 0
Maximum: 100
Required: true
Note: Enter the actual Tuition Grant percentage or grant-equivalent reduction stated by the institution/MOE for the student's programme and citizenship category. There is no universal 50% rate.
number
Id: grantDurationYears
Label: Number of years receiving the Tuition Grant
Unit: years
Minimum: 0
Maximum: 10
Required: true
Default: 3
Note: Use the period for which the student actually receives the Tuition Grant. The Tuition Grant is normally provided up to the programme's normal course duration, subject to eligibility and previous grants received.
number
Id: studentPassApplication
Label: Student's Pass application fee
Unit: SGD
Minimum: 0
Default: 45
Required: true
number
Id: studentPassIssuance
Label: Student's Pass issuance fee
Unit: SGD
Minimum: 0
Default: 60
Required: true
number
Id: multipleJourneyVisa
Label: Multiple Journey Visa fee
Unit: SGD
Minimum: 0
Default: 0
Required: false
Note: ICA charges S$30 where a Multiple Journey Visa is applicable.
number
Id: tuitionGrantReceivedToDate
Label: Tuition Grant received to date
Unit: SGD
Minimum: 0
Default: 0
Required: false
Note: Use the actual total grant received if estimating a potential liquidated-damages exposure after a breach.

Formulas

Annual Grant Saving

Annual Tuition Grant saving = annual non-subsidised tuition fee × grant percentage ÷ 100.

Annual Subsidised Tuition

Annual subsidised tuition estimate = annual non-subsidised tuition fee − annual Tuition Grant saving.

Total Grant Estimate

Estimated total Tuition Grant received = annual grant saving × number of grant-supported years.

Student Pass Government Fees

Student's Pass government fees = S$45 application + S$60 issuance + S$30 Multiple Journey Visa where applicable.

Liquidated Damages Principal

Liquidated-damages principal is based on the Tuition Grant actually received under the agreement. Do not treat the original tuition fee as the damages principal.

Liquidated Damages Interest

The current published institutional/MOE-linked Tuition Grant material describes liquidated damages as the total Tuition Grant received plus 10% compounded interest per annum when the relevant obligations are not fulfilled. The exact contractual calculation and date of default should be taken from the Tuition Grant Agreement.

Outputs

  • Estimated annual Tuition Grant saving.
  • Estimated annual subsidised tuition fee.
  • Estimated total grant received over the entered grant period.
  • Student's Pass government fees.
  • Potential liquidated-damages principal based on actual grant received.
  • A warning that grant percentage must come from the student's actual institutional/MOE offer.

Limitations

  • This calculator does not determine Tuition Grant eligibility.
  • It does not determine the official grant percentage for a programme.
  • Institutional tuition fees can differ by programme, intake, nationality and academic year.
  • The liquidated-damages estimate is not an official MOE demand and does not automatically model the exact default date or contractual interest calculation.
  • Student's Pass medical examination requirements depend on ICA's IPA and applicable case requirements.

Tuition Grant

Purpose

MOE Tuition Grant reduces tuition fees for eligible students at participating publicly funded institutions.

Eligibility

  • Singapore Citizens are generally automatically covered by the highest Tuition Grant tier for eligible full-time MOE-subsidised programmes, subject to programme and prior-grant rules.
  • Singapore Permanent Residents and international students may be offered Tuition Grant subject to the institution's programme eligibility, citizenship category, available grant allocation and MOE rules.
  • The student must complete the Tuition Grant application/registration process and execute the Tuition Grant Agreement where required.

No Universal Percentage

There is no single official 'approximately 50%' Tuition Grant percentage that applies across all international students. The financial benefit depends on the programme's non-subsidised fee, applicable subsidised fee and the student's citizenship category.

Participating Institutions

Autonomous Universities
  • National University of Singapore (NUS)
  • Nanyang Technological University (NTU)
  • Singapore Management University (SMU)
  • Singapore University of Technology and Design (SUTD)
  • Singapore Institute of Technology (SIT)
  • Singapore University of Social Sciences (SUSS)
Polytechnics
  • Nanyang Polytechnic
  • Ngee Ann Polytechnic
  • Republic Polytechnic
  • Singapore Polytechnic
  • Temasek Polytechnic
Other Institutions

Other publicly funded institutions and arts institutions can have Tuition Grant arrangements for specified programmes. Programme-level eligibility must be checked with the institution and current MOE Tuition Grant rules.

Duration

The Tuition Grant is generally provided up to the normal course duration, subject to the student's eligibility and prior Tuition Grant or government-subsidy history.

Previous Study Warning

Previous Tuition Grant or government-subsidised studies can reduce or eliminate eligibility for another grant-supported programme.

Service Obligation

Who

Permanent Residents and international students who accept a Tuition Grant are required to sign the Tuition Grant Agreement and, after graduation, fulfil the service obligation.

Duration

3 years.

Employment Rule

The recipient must secure employment and work for a Singapore entity for 3 years upon graduation.

Employment Timing

The obligation is a post-graduation service obligation. It is not a requirement that the student work in Singapore throughout the academic programme.

Scope

Use the exact Tuition Grant Agreement for the student's intake and institution to determine how eligible employment, deferment, termination and other circumstances are treated.

Graduation Warning

The three-year obligation should not be described as an immigration work visa or as a guarantee of employment. Students must independently secure qualifying employment and remain compliant with the contractual agreement.

Sureties

Number

2

Nationality

Any nationality can be accepted subject to MOE's current criteria.

Age

Above 21 years old but below 65 years old.

Financial Status

Must not be an undischarged bankrupt.

Additional Restrictions

  • A surety must not be a Tuition Grant or scholarship recipient with an outstanding bond obligation.
  • A surety must not be a surety of another Tuition Grant or scholarship recipient who has failed to fulfil the bond obligation.
  • The student cannot act as their own surety.

Current Signing Method

For 2026 Tuition Grant exercises, institutions such as Republic Polytechnic state that Tuition Grant Agreements are signed digitally, with further instructions provided by the institution.

Joint Liability

The Tuition Grant recipient and sureties can be jointly liable for applicable liquidated damages under the Tuition Grant Agreement.

Liquidated Damages

Rule

Where the recipient fails to fulfil the applicable Tuition Grant obligations, liquidated damages are based on the Tuition Grant received during the programme plus 10% compounded interest per annum.

Calculation Base

Use the actual Tuition Grant received, including the grant amount stated under the applicable agreement, rather than assuming the damages equal the entire original tuition bill.

Interest Rate

10% compounded per annum.

Agreement Controls

The legally binding Tuition Grant Agreement controls the precise liability, default date, calculation period, deferment treatment and repayment procedure.

False Declaration

False declarations concerning Tuition Grant eligibility can create separate liabilities and may also affect future eligibility.

Student Pass

Authority

Immigration & Checkpoints Authority (ICA)

Who Needs It

Foreigners accepted as full-time matriculated or registered students at an eligible Singapore Institute of Higher Learning generally need a Student's Pass unless they hold an exempting pass or status.

Eligible I H L

Local Universities
  • National University of Singapore
  • Nanyang Technological University
  • Singapore Management University
  • Singapore Institute of Technology
  • Singapore University of Social Sciences
  • Singapore University of Technology and Design
Local Polytechnics
  • Nanyang Polytechnic
  • Ngee Ann Polytechnic
  • Republic Polytechnic
  • Singapore Polytechnic
  • Temasek Polytechnic
Offshore Institutes With Local Campuses
  • École Supérieure des Sciences Economiques et Commerciales (ESSEC)
  • INSEAD (Singapore)
  • SP Jain School of Global Management
  • DigiPen Institute of Technology
  • German Institute of Science and Technology – TUM Asia
  • Assas International School (Singapore)

Application

Timing

For IHL applications, submit the Student's Pass application online at least 2 months and not more than 3 months before the course begins.

Processing

ICA's current IHL service standard is within 1 week, or within 2 weeks if a visa is required, excluding the date of submission. Some applications may take longer.

Fee

S$45 non-refundable processing fee.

Issuance

Fee

S$60.

Multiple Journey Visa

S$30 if applicable.

Medical

A Medical Examination Report is required if applicable under the IPA and Student's Pass issuance instructions.

Formality Venue

ICA Services Centre, 2 Crawford Street, Level 3, Singapore 207218, unless the institution arranges offsite enrolment.

Digital Pass

Since 27 February 2023, ICA issues the Student's Pass in digital form only.

Ipa

An approved application results in an In-Principle Approval letter. The IPA does not itself guarantee entry into Singapore; ICA determines entry and the applicable immigration status at the checkpoint.

Student Work

Authority

Ministry of Manpower (MOM)

Rule

Student's Pass holders may work without a separate work pass only under specific MOM exemptions.

Term Time

Eligible full-time students at specified institutions can work up to 16 hours per week during school term without a work pass, or undertake an industrial attachment/internship that forms part of the course requirements.

Vacation

Eligible full-time matriculated or registered students at specified institutions can work during vacation without a work pass, subject to MOM's criteria.

Institution List

  • Nanyang Polytechnic
  • Nanyang Technological University
  • National University of Singapore
  • Ngee Ann Polytechnic
  • Republic Polytechnic
  • Singapore Institute of Technology
  • Singapore Management University
  • Singapore Polytechnic
  • Singapore University of Social Sciences
  • Singapore University of Technology and Design
  • Temasek Polytechnic

Other Eligible Institutions

MOM's current list also includes other educational institutions such as DigiPen, Duke-NUS, EHL, ESSEC, GIST-TUM Asia, INSEAD, ITE, LASALLE, NAFA, SP Jain and specified special or specialised schools. The exact institutional list should be refreshed against MOM before publication.

Exchange Students

Exchange students are not permitted to work under this Student's Pass exemption.

After Graduation

When studies are completed and the Student's Pass expires, the graduate needs a separate work pass to work in Singapore unless another valid legal work status applies.

Graduate Ltvp

Authority

Immigration & Checkpoints Authority (ICA)

Purpose

A graduate from an eligible Singapore Institute of Higher Learning can apply for an LTVP to remain in Singapore while seeking employment.

Duration

1 year.

Renewal

Non-renewable.

Eligibility Institutions

  • National University of Singapore
  • Nanyang Technological University
  • Singapore Management University
  • Singapore Institute of Technology
  • Singapore University of Social Sciences
  • Singapore University of Technology and Design
  • Nanyang Polytechnic
  • Ngee Ann Polytechnic
  • Republic Polytechnic
  • Singapore Polytechnic
  • Temasek Polytechnic
  • ESSEC (Singapore)
  • INSEAD (Singapore)
  • SP Jain School of Global Management
  • DigiPen Institute of Technology
  • German Institute of Science and Technology – TUM Asia
  • Assas International School (Singapore)
  • LASALLE College of the Arts
  • Nanyang Academy of Fine Arts

Application

The application can be submitted through ICA's non-Singpass e-Service.

Documents

  • Recent coloured digital photograph.
  • Travel document.
  • Educational certificate(s) and transcripts.
  • Original documents and official translations where required.

Fees

Application

S$45 per application.

Issuance

S$60 for issuance.

Multiple Journey Visa

S$30 if applicable.

Processing

ICA states that applications are processed within 6 weeks when the required documents are complete and in order, although some applications can take longer.

Employment Boundary

The graduate LTVP is a stay arrangement for seeking employment; it is not itself an Employment Pass or unrestricted work authorisation. Once employed, the graduate must hold the appropriate work pass.

Documents

Tuition Grant

  • Admission and Tuition Grant offer information from the participating institution.
  • Tuition Grant registration/application details through MOE's Tuition Grant & Scholarships system.
  • Information and identity documents for two proposed sureties.
  • Any additional documents requested by MOE or the institution.

Student Pass

  • Registration Acknowledgement Letter from the institution.
  • Travel document biodata page.
  • Birth certificate where applicable.
  • Relevant personal, educational, employment, financial and family information.
  • Recent digital colour photograph.
  • Medical Examination Report if required by the IPA/ICA.

Graduate Ltvp

  • Recent colour digital photograph.
  • Travel document.
  • Educational certificate(s) and transcripts.
  • Originals and official translations where applicable.

Document Warning

Do not require a birth certificate, medical examination or surety document for every applicant without checking the exact service and current ICA/MOE checklist.

Financial Examples

Scenario: Illustrative 25% Tuition Grant on S$40,000 annual non-subsidised tuition
Annual Non Subsidised Tuition: S$40,000
Grant Percentage: 25%
Annual Grant Saving: S$10,000
Annual Subsidised Tuition: S$30,000
Three Year Grant Estimate: S$30,000
Note: Illustrative mathematics only. The student must enter the actual institution/MOE grant amount or effective grant percentage.
Scenario: Illustrative 50% Tuition Grant on S$40,000 annual non-subsidised tuition
Annual Non Subsidised Tuition: S$40,000
Grant Percentage: 50%
Annual Grant Saving: S$20,000
Annual Subsidised Tuition: S$20,000
Three Year Grant Estimate: S$60,000
Note: 50% is shown only as a calculator example, not as a universal 2026 international-student Tuition Grant percentage.
Scenario: ICA Student's Pass government fees without a Multiple Journey Visa
Application Fee: S$45
Issuance Fee: S$60
Total: S$105

Decision Guide

❓ Are you an international student considering the MOE Tuition Grant?

💡 Action / Assessment: Check whether your institution and programme offer the grant to international students and obtain the applicable fee/grant information for your intake. Do not assume a fixed 50% subsidy.

❓ Do you accept the Tuition Grant as an international student or PR?

💡 Action / Assessment: Expect to execute the Tuition Grant Agreement with two eligible sureties and, after graduation, fulfil the 3-year Singapore-entity service obligation.

❓ Do you need a Student's Pass?

💡 Action / Assessment: Foreign students accepted as full-time students at an eligible Singapore IHL generally need one unless they already hold an exempting pass or status.

❓ Do you want to work while studying?

💡 Action / Assessment: Check MOM's Student's Pass work-pass exemption list and conditions. The 16-hour term-time rule is not universal.

❓ Do you need more time to find a job after graduation?

💡 Action / Assessment: Graduates of eligible Singapore Institutes of Higher Learning can apply for the 1-year non-renewable graduate LTVP. Employment itself still requires the appropriate work pass.

Seo

Primary Intent

Transactional and informational search for Singapore MOE Tuition Grant savings, service-bond obligations, Student's Pass fees, student work rights and the graduate LTVP job-search route.

Primary Entities

  • Ministry of Education
  • Tuition Grant Scheme
  • Tuition Grant Agreement
  • International Student
  • Singapore Permanent Resident
  • Student's Pass
  • Immigration & Checkpoints Authority
  • Graduate LTVP
  • Ministry of Manpower

Keyword Strategy

Use natural terms such as Singapore Tuition Grant calculator 2026, MOE Tuition Grant international students, Tuition Grant bond 3 years, Singapore Student's Pass fees, student work 16 hours Singapore and graduate LTVP Singapore without claiming a universal subsidy percentage.

Schema

Article Type

Article

Faq Page

Faq Count

6

Date Modified

2026-08

Author

NationRules Education & Immigration Team

Primary Entity

Singapore MOE Tuition Grant, Student's Pass and graduate LTVP

Official Sources

  • Ministry of Education
  • Immigration & Checkpoints Authority
  • Ministry of Manpower

Implementation

Calculator

Calculator Type

moe_tuition

Grant Rate Warning

Do not hard-code a universal international-student Tuition Grant percentage. Require the actual programme-specific subsidy/grant figure or permit the user to enter the applicable percentage from the institution/MOE fee schedule.

Bond Warning

Use the actual Tuition Grant received when estimating liquidated damages. Do not calculate the liability from the original gross tuition fee.

Student Pass Fee Warning

Display Student's Pass application and issuance as separate ICA charges: S$45 + S$60, with S$30 for a Multiple Journey Visa where applicable.

Medical Warning

Do not require a Medical Examination Report for every Student's Pass applicant. ICA's current issuance instructions say it is required if applicable under the IPA.

Work Rule Warning

Student work exemptions are conditional and institution-specific. Do not state a universal 16-hour or vacation work entitlement.

Graduate Ltvp Warning

The graduate LTVP is a 1-year non-renewable stay arrangement for seeking employment, not an Employment Pass or unrestricted work authorisation.

Dynamic Claims Warning

Tuition Grant quantum, programme eligibility, tuition fees, Student's Pass procedures, work-exemption institution lists and immigration fees can change. Revalidate the current MOE, ICA and MOM pages before each material publication update.

Source Hierarchy

Use MOE Tuition Grant and institutional Tuition Grant guidance for grant and bond matters, ICA for Student's Pass and graduate LTVP matters, and MOM for student work exemptions.

Legal Boundary

This calculator estimates tuition savings and government fees and summarizes published rules. It does not guarantee Tuition Grant approval, Student's Pass issuance, work eligibility, graduate LTVP approval, employment, or satisfaction of a Tuition Grant service obligation.

Common Mistakes & Legal Misconceptions

❌ Misconception: Calling the Tuition Grant a universal 50% subsidy for international students
✅ Statutory Fact: The grant benefit varies by programme, institution, intake and citizenship category. The page should use the student's actual grant offer or fee schedule.
❌ Misconception: Saying every international student automatically receives the Tuition Grant
✅ Statutory Fact: Eligibility depends on the institution, programme, citizenship category, available grant and previous government-subsidy history.
❌ Misconception: Saying the 3-year bond applies to study years
✅ Statutory Fact: The service obligation is a post-graduation obligation to secure employment and serve the required period with a Singapore entity.
❌ Misconception: Calling the 3-year Tuition Grant obligation an immigration visa
✅ Statutory Fact: It is a contractual service obligation under the Tuition Grant Agreement, separate from the Student's Pass and employment work-pass system.
❌ Misconception: Saying sureties must be Singapore citizens
✅ Statutory Fact: Current 2026 institutional guidance states that sureties may be of any nationality if they satisfy the age, bankruptcy and other MOE eligibility conditions.
❌ Misconception: Saying sureties may be any age
✅ Statutory Fact: Current guidance requires sureties to be above 21 but below 65 years old.
❌ Misconception: Saying liquidated damages equal the full original tuition bill plus 10% interest
✅ Statutory Fact: The published Tuition Grant materials describe liquidated damages as the Tuition Grant received during the programme plus 10% compounded interest per annum.
❌ Misconception: Calling S$45 + S$60 a 'SOLAR fee'
✅ Statutory Fact: S$45 is ICA's Student's Pass application processing fee and S$60 is the issuance fee. SOLAR is part of the student-pass application process/reference system and should not be described as a separate fee.
❌ Misconception: Saying every Student's Pass applicant must submit a medical report
✅ Statutory Fact: ICA requires the Medical Examination Report if applicable under the Student's Pass issuance instructions and IPA.
❌ Misconception: Calling the Student's Pass a physical card
✅ Statutory Fact: ICA issues the Student's Pass digitally; physical card issuance was discontinued from 27 February 2023.
❌ Misconception: Saying all Student's Pass holders can work 16 hours per week
✅ Statutory Fact: The 16-hour term-time exemption applies only to eligible students at institutions listed by MOM and subject to the specific work-exemption conditions.
❌ Misconception: Saying students can work full-time in every vacation automatically
✅ Statutory Fact: Vacation work without a work pass is available only to students who meet MOM's institution, Student's Pass and age conditions.
❌ Misconception: Saying exchange students can use the Student's Pass work exemption
✅ Statutory Fact: MOM explicitly states that exchange students are not allowed to work under this exemption.
❌ Misconception: Saying the graduate LTVP is available only to NUS, NTU, SMU and polytechnic graduates
✅ Statutory Fact: ICA's eligible IHL list also includes SIT, SUSS, SUTD, listed offshore institutes with local campuses, LASALLE and NAFA.
❌ Misconception: Calling the graduate LTVP a work permit
✅ Statutory Fact: It provides a one-year stay period for job seeking; a separate work pass is needed for employment.
❌ Misconception: Saying the post-graduation LTVP is renewable
✅ Statutory Fact: ICA describes the graduate LTVP as 1 year and non-renewable.
❌ Misconception: Treating Tuition Grant eligibility as permanent
✅ Statutory Fact: Previous Tuition Grant or government-subsidised study can affect eligibility for a subsequent programme.

Frequently Asked Questions (FAQ)

No. There is no universal 50% Tuition Grant rate for all international students. The subsidy depends on the institution, programme, intake and citizenship category. Use the actual subsidised and non-subsidised fee information for the student's programme.

PRs and international students who accept the Tuition Grant generally sign a Tuition Grant Agreement requiring them to secure employment and work for a Singapore entity for 3 years after graduation.

ICA's current IHL Student's Pass fee is S$45 for the application and S$60 for issuance, totalling S$105. A S$30 Multiple Journey Visa fee applies where applicable.

Two sureties are required. Current 2026 institutional Tuition Grant guidance states that they may be of any nationality, must be above 21 but below 65 years old, and must not be undischarged bankrupts. Additional MOE restrictions also apply.

The Tuition Grant Agreement can make the recipient and sureties liable for liquidated damages. Current Tuition Grant materials describe the damages as the Tuition Grant received during the programme plus 10% compounded interest per annum. The exact contractual calculation is governed by the signed agreement.

A graduate from an eligible Singapore Institute of Higher Learning can apply for a 1-year non-renewable LTVP to seek employment. ICA currently charges S$45 for the application and S$60 for issuance, plus S$30 for a Multiple Journey Visa where applicable. The LTVP is not itself a work pass.

Official Government Sources & Statutory Verification

MOE - Tuition Grant & Scholarships Portal
Ministry of EducationVerified 2026
MOE - Tuition Grant Section
Ministry of EducationVerified 2026
SIT - Tuition Grant Obligations for PR and International Students
Singapore Institute of TechnologyVerified 2026
NTU - Tuition Grants
Nanyang Technological UniversityVerified 2026
SUTD - Tuition Grant Eligibility
Singapore University of Technology and DesignVerified 2026
ICA - Student's Pass for Institutes of Higher Learning
Immigration & Checkpoints AuthorityVerified 2026
ICA - Completion of Formalities and Issuance of Student's Pass
Immigration & Checkpoints AuthorityVerified 2026
ICA - Graduate from an Institute of Higher Learning Seeking Employment
Immigration & Checkpoints AuthorityVerified 2026
ICA - List of Institutes of Higher Learning for Graduate LTVP
Immigration & Checkpoints AuthorityVerified 2026
MOM - Work Pass Exemption for Foreign Students
Ministry of ManpowerVerified 2026
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