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MDW Maid Levy Tool

Singapore Migrant Domestic Worker (MDW / Maid) Levy & Cost Calculator 2026

Calculate Singapore Migrant Domestic Worker (MDW / Maid) monthly levy, Concessionary S$60 rate, S$5,000 security bond, medical insurance, & salary budget.

Overview & Statutory Background

Over 270,000 Singapore households employ Migrant Domestic Workers (MDWs / maids) from approved source countries (Philippines, Indonesia, Myanmar, India, Sri Lanka). Employers pay a monthly MOM MDW Levy of S$300 for their first helper (S$450 for subsequent helpers). Households with a Singaporean child below 16, an elderly person aged 67 or older, or a person with disabilities qualify for the Concessionary Levy Rate of S$60 per month. In addition to monthly salaries (minimum S$500 to S$700/month), employers must maintain a S$5,000 security bond, mandatory medical insurance (S$60,000 coverage), and bi-annual medical check-ups (6ME). Use this calculator to estimate monthly domestic helper costs.

Key Pass Highlights & Statutory Criteria

Concession Levy

S$60 / Month

Verified

Standard Levy

S$300 / Month

Verified

Security Bond

S$5,000 Bond

Verified

Medical Insurance

S$60,000 Coverage

Verified

Migrant Domestic Worker (MDW / Maid) Levy Calculator 2026

Estimate monthly MOM maid levy (Concessionary S$60 vs Standard S$300) & helper salary budget

Household Concession Eligibility

Helper Number

Monthly Helper Salary (S$)

Average S$550 - S$750/mo

Total Monthly Cost (Salary + MOM Levy):

S$710 / month

Helper Salary: S$650 | MOM Levy: S$60

MOM Security Bond & Insurance:

S$5,000 Bond + S$60k Med Insurance

Evaluation Criteria & Points Breakdown

Concessionary Levy Qualification (S$60/mo)

S$60 Levy

Households with a Singaporean child (<16 yrs), elderly person (>=67 yrs), or disabled family member pay S$60/mo levy.

Standard Monthly MOM MDW Levy (S$300/mo)

S$300 Levy

Standard households pay S$300/month for the 1st helper and S$450/month for subsequent domestic helpers.

MOM Mandatory S$5,000 Security Bond

S$5,000 Bond

Employers (except for Malaysian helpers) must purchase a S$5,000 security bond with an authorized insurer.

Bi-Annual Medical Examination (6ME)

6ME Check-up

Employers must send helpers for compulsory bi-annual medical check-ups (screening for pregnancy, infectious diseases, and blood pressure).

Mandatory Eligibility Requirements

Employer must be aged 21 or above, not an undischarged bankrupt, and possess financial capacity to employ a helper.

First-time employers must complete the mandatory MOM Employers' Orientation Programme (EOP) before applying.

Must provide proper accommodation (adequate shelter, basic amenities, and privacy) and 3 meals daily.

Must pay monthly salary directly into helper's Singapore bank account and grant 1 rest day per week (or pay compensation in lieu).

Step-by-Step Application & Issuance Process

Complete MOM Employers' Orientation Programme (EOP)

First-time employers complete a 3-hour online EOP course (fee S$35 to S$60).

Purchase S$5,000 Security Bond & Insurance

Buy MOM-mandated insurance package (medical coverage S$60k + S$5k security bond).

Submit MDW Work Permit Application

File application via MOM FMWP eService (fee S$35) and obtain In-Principle Approval (IPA).

Arrange Helper Arrival & Settling-In Programme (SIP)

First-time helpers attend compulsory 1-day Settling-In Programme (SIP) upon arrival.

Issue Work Permit & Setup Monthly GIRO Levy

Complete thumbprint registration at MOM Services Centre and set up GIRO levy payments (S$60 or S$300/mo).

Required Document Checklist

•MOM Work Pass Account e-Service login via Singpass

•MOM Employers' Orientation Programme (EOP) Completion Certificate

•Helper's Passport copy and employment agency biodata contract

•S$5,000 Security Bond & S$60,000 Medical Insurance Policy Document

•MOM GIRO Form for monthly levy automatic bank deduction

Frequently Asked Questions (FAQ)

The standard MOM levy is S$300 per month for the first helper and S$450 per month for subsequent helpers. Households eligible for the concessionary rate pay S$60 per month.

A household qualifies for the S$60 concessionary levy if they have a Singapore Citizen child below 16 years old, a Singapore Citizen elderly person aged 67 or above, or a family member requiring assistance with daily living activities.

Average monthly salaries range from S$550 to S$750 per month, depending on experience and home country minimum wage guidelines (e.g. Philippines min S$600, Indonesia min S$600).

MOM requires employers of non-Malaysian domestic helpers to post a S$5,000 security bond with an insurer. The bond guarantees compliance with work permit conditions and is refunded when the helper returns home.

Employers must maintain medical insurance with a minimum coverage of S$60,000 per year for inpatient care and day surgery, plus personal accident insurance of at least S$60,000.

Domestic helpers are entitled to 1 rest day per week. Employers can negotiate with the helper to work on a rest day, provided the helper is compensated with at least 1 day's extra salary.