Understanding GPSSA Social Security Legislation
Administered by the General Pension and Social Security Authority (GPSSA), mandatory social security contributions for Emirati and GCC nationals are governed by Federal Decree-Law No. 57 of 2023.
For private sector Emiratization compliance, review our Nafis Emiratization Quota & Fines Calculator and DIFC DEWS Pension Guide.
Calculate Monthly GPSSA Deductions
Total Monthly GPSSA Contribution (20%)
AED 5,000 / mo
Employee Monthly Deduction (5%): AED 1,250
Employer Monthly Contribution (12.5%): AED 3,125
UAE Govt Monthly Subsidy (2.5%): AED 625
GPSSA Rate Breakdown
| Employee Rate: | 5% Deduction |
| Employer Rate: | 12.5% (Private) / 15% (Public) |
| Govt Subsidy: | 2.5% (Private Sector) |
| Salary Cap: | AED 70,000 / month |
Interlinked UAE Compliance Portals
Frequently Asked Questions (GPSSA Pension)
Under Federal Decree-Law No. 57 of 2023, total monthly GPSSA social security pension contributions equal 20% of the contributory salary: 5% paid by the employee, 12.5% paid by the employer, and 2.5% subsidized by the UAE government.
Yes. Under the GCC Social Security Extension System, UAE employers must register and contribute pension funds for Saudi, Qatari, Omani, Kuwaiti, and Bahraini employees.
Under Decree-Law 57 of 2023, the maximum monthly contributory salary subject to GPSSA pension deductions in the private sector is AED 70,000 per month.
No. Emirati and GCC nationals enrolled in GPSSA or Abu Dhabi Pension Fund receive social security pension benefits instead of standard MoHRE End-of-Service Gratuity under our MoHRE Gratuity Calculator.
GPSSA VerifiedOfficial Pension Source
• General Pension and Social Security Authority (GPSSA UAE Portal): gpssa.gov.ae