Dubai Real Estate Golden Visa Guide — Commercial Property Included
A current Dubai-focused guide to the real-estate investor Golden Residence, including commercial property, offices, retail, warehouses and other qualifying real estate where the DLD ownership and valuation requirements are satisfied.
Important: UAE law does not create a separate “commercial property Golden Visa” category. The governing investment route is based on qualifying real-estate ownership of at least AED 2 million and the applicable conditions.
Current Dubai real-estate Golden Residence test
| Requirement | Current position |
|---|---|
| Property value | One or more real-estate properties with a total purchase value of at least AED 2,000,000. |
| Ownership | The property or properties must be wholly owned by the investor under the applicant’s name. |
| Mortgage | Permitted, subject to the current bank NOC and paid/balance documentation. |
| Applicant location | Current DLD service terms require the applicant to be inside the UAE. |
| Residence period | 10 years, renewable under the current Dubai DLD investor service. |
Dubai Real Estate Golden Visa Screener
This tool checks the principal published DLD conditions. It does not make a binding immigration decision.
Core DLD Investor Conditions Satisfied
Your selected portfolio of 1 property meets the AED 2 million screening threshold and the selected ownership/document conditions. Final approval remains subject to DLD/immigration verification and the complete application.
Dubai DLD Investor Snapshot
| Property threshold | AED 2M |
| Properties | One or more |
| Ownership | Wholly owned |
| Mortgage | Permitted with bank evidence |
| Residence | 10 years renewable |
Core DLD investor requirements
AED 2 million threshold
The current DLD investor service requires one or more real-estate properties with a purchase value of at least AED 2 million.
Ownership
The property or properties must be wholly owned by the investor and registered under the applicant’s name.
Applicant inside UAE
The current DLD service terms state that the applicant must be inside the UAE for this service.
Mortgage documentation
A mortgaged property is permitted, but the required bank no-objection letter and paid/balance information must be provided.
Title documentation
DLD requires an e-Certificate of Title or title deed as part of the investor application.
Health insurance
Comprehensive health insurance applies under the Golden Residency framework and the applicable local authority requirements.
Commercial property: what can safely be said
Commercial real estate can be relevant to a property-investor Golden Residency application where it constitutes qualifying registered real estate and satisfies the applicable DLD ownership, purchase-value and documentation requirements. The safer legal wording is therefore “real-estate investor Golden Residence” rather than claiming a separate commercial- property visa category.
| Asset example | How this page should describe it |
|---|---|
| Commercial office | Potentially qualifying real estate if the registered property and ownership satisfy the DLD investor requirements. |
| Retail unit | Potentially qualifying real estate if the registered property and ownership satisfy the applicable requirements. |
| Warehouse / industrial facility | Potentially qualifying real estate where the property itself is registered and meets the authority requirements. |
| Commercial building | Potentially qualifying real estate subject to title, ownership, valuation and DLD verification. |
Multiple properties
Current DLD terms say the applicant can own one or more properties with a total qualifying value of AED 2 million, provided the properties are wholly owned by the investor and held under the applicant’s name. The federal regulation similarly refers to one or more real estate properties with a total value of at least AED 2 million.
| Example | Combined purchase value | Meets value threshold? |
|---|---|---|
| Property A AED 1.3M + Property B AED 0.8M | AED 2.1M | Yes, subject to all other conditions |
| Property A AED 1.1M + Property B AED 0.7M | AED 1.8M | No |
| One qualifying property | AED 2.0M | Yes, subject to all other conditions |
Mortgaged real estate
DLD expressly permits a mortgaged property for the investor Golden Visa. The bank must provide the required no-objection letter and the relevant paid amount and remaining balance information.
Current DLD investor service fees
| Published item | Current amount |
|---|---|
| Medical examination | AED 700 |
| Emirates ID — 10 years | AED 1,153 |
| Residence confirmation — 10 years | AED 2,856.75 |
| DLD fees | AED 4,020 |
| Administrative fees | AED 1,155 |
| Published investor-service total | AED 9,884.75 |
DLD separately publishes family and parent residence fees. Published amounts can change, so applicants should verify the live DLD service page before payment.
Family sponsorship under the current DLD investor service
Current DLD specifically states that the investor Golden Residence service can sponsor the spouse, children and parents, subject to the listed family-document requirements.
| Family group | Published DLD treatment |
|---|---|
| Spouse | Separate 10-year family residence service and required marriage/documentation. |
| Children | DLD lists certified birth certificates and additional requirements for adult unmarried children. |
| Parents | Separate 10-year parent-residence service with dependency and supporting documents. |
Current DLD application channels
| Al Manara Center (Cube) | DLD Golden Visa Services. |
| Dubai World Trade Centre | Central 1, Ground Floor, Office No. 21. |
| Golden Cube | Current DLD-listed Golden Visa service channel. |
| Registration agents | DLD also lists authorised real-estate registration agents for this service. |
Related UAE Tools & Guides
2026 VerifiedFrequently Asked Questions
Dubai Land Department — Golden Visa Investor: Official DLD service
UAE Legislation — Cabinet Resolution No. 65 of 2022: Official Executive Regulations
ICP — UAE Golden Residency: Official federal framework