Question 1

What is the 28-day bank statement rule for UK Student Visa in 2026?

Accepted Answer

Under Home Office Appendix Finance rules, international student visa applicants must prove that the total required maintenance funds and unpaid tuition fees have been held in their bank account for at least **28 consecutive days** without dipping below the threshold even for a single day.

Question 2

How much financial proof is required for London vs Outside London campuses?

Accepted Answer

For 2026, students studying in Inner London must show **£1,529 per month** for 9 months (£13,761 total). Students studying outside London must show **£1,171 per month** for 9 months (£10,539 total), plus any unpaid tuition fees listed on their CAS.

Question 3

What is the 31-day bank statement age rule?

Accepted Answer

The end date of the 28-day holding period shown on your bank statement must fall within **31 days** of the date you submit your visa application online and pay the application fee.

Question 4

Whose bank account can I use for student visa financial proof?

Accepted Answer

You can use a personal savings or current account in your name, OR an account belonging to your parent(s) or legal guardian(s). If using parental accounts, you must provide your original birth certificate and a written parental consent letter.

Question 5

Are mutual funds, stocks, gold, or property deeds accepted by UKVI?

Accepted Answer

No. UKVI strictly requires liquid cash held in a regulated financial institution. Stocks, bonds, mutual funds, gold, crypto, credit card limits, and property valuations are NOT accepted.

Question 6

What happens if my bank account balance dips below the required amount for 1 day?

Accepted Answer

If your balance dips below the required threshold for even 1 single day during the 28-day window, your financial proof fails, leading to an automatic visa refusal under Appendix Finance! You must restart a new 28-day window.

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