NHS Immigration Health Surcharge (IHS) Calculator 2026 (£1,035/yr) | NationRules
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NHS Healthcare Surcharge Rates 2026

NHS Immigration Health Surcharge Calculator

Calculate the mandatory healthcare fee required for UK visa applications to access NHS hospital and GP care.

IHS Cost Estimator

What Does Your IHS Payment Cover?

The NHS Immigration Health Surcharge gives you access to National Health Service (NHS) care in England, Scotland, Wales, and Northern Ireland on exactly the same basis as UK residents — for the entire duration of your visa. Key entitlements:

Free GP Consultations

All GP appointments (in-person, phone, video) are free. No per-visit charge regardless of how often you attend.

Free A&E & Emergency Care

Accident & Emergency treatment is free for all UK residents including IHS payers. Always call 999 for life-threatening emergencies.

Free Hospital Treatment

Outpatient, inpatient, and specialist hospital treatment is free when referred by your GP through the NHS.

Free NHS Maternity Care

All antenatal, delivery, and postnatal care through the NHS is free for IHS payers.

NHS Prescriptions (England)

Standard charge of £9.90 per item (2025/26). Free in Scotland, Wales, and N. Ireland. Free in England for under-16s, 60+, pregnant women, and those on qualifying benefits.

NHS Mental Health Services

IAPT talking therapies, crisis services, and community mental health teams are free via your GP referral.

GOV.UK VerifiedOfficial UK Government References & Legal Sources

IHS rates and NHS entitlements compiled directly from GOV.UK, UKVI guidance, and NHS England:

⚠️ IHS must be paid in full upfront at the time of your online visa application — it cannot be paid in instalments. If your application is refused, the IHS is refunded. Always verify current rates on GOV.UK.

IHS Rates 2026
General Adult Rate£1,035 / year
Student / Child Rate£776 / year
Health Worker Visa100% EXEMPT