2026/27 Statutory Guarantee Credit Rates
Guarantee Credit tops up weekly income to £238.00 / week for single applicants and £363.25 / week for couples. First £10,000 of savings is completely ignored.
Pension Credit Top-Up Estimator
Calculate standard 2026/27 DWP Guarantee Credit entitlement
2026/27 Statutory Guarantee Credit Rates
| Claimant Household Category | 2026/27 Weekly Guarantee Rate |
|---|---|
| Single Person | £238.00 / week |
| Couple (Both Reached State Pension Age) | £363.25 / week |
| Severe Disability Addition (Single) | +£86.05 / week |
| Carer Addition | +£48.15 / week |
Frequently Asked Questions (6 Detailed FAQs)
Pension Credit is a means-tested benefit topping up income to £238.00 a week for a single person or £363.25 a week for a couple, with possible extra amounts for disabilities, caring, or children.
The first £10,000 of savings/capital is completely ignored. Above £10,000, every £500 or part of £500 is treated as £1 a week of tariff income.
Yes. DWP assesses countable income and tops it up to the guarantee level if eligible.
Mixed-age couples generally cannot newly claim Pension Credit unless both partners have reached State Pension age (subject to specific transitional exceptions).
Additional amounts can be added for severe disability (£86.05/wk), caring (£48.15/wk), or qualifying children (£69.98/wk).
A free TV licence is available to those aged 75+ receiving Pension Credit. Warm Home Discount is a separate energy support scheme.
Official 2026/27 DWP Sources
Live Expat FX Tool 0% Hidden Spread
International Money Transfer & FX Rates
Sending funds for tuition, rent, or immigration fees? Retail banks sneak 2.5%–4% into exchange rates. Check today's real mid-market rate first.
High-Street Banks:~3.5% Hidden Markup
Wise Mid-Market:Zero Markup (Google Rate)
⚡ Free live comparison • 50+ currencies supported
Healthcare Gap Plan 180+ Countries
Newcomer & Expat Emergency Health Cover
Waiting for NHS, OHIP, or state healthcare to activate? Protect against uninsured hospital bills before your official health card arrives.
Starting Cost:From $1.60 / day (~$45/mo)
Flexibility: Cancel anytime
⚡ Instant online setup • No medical exam required
2026/27 Key Rates
Single Guarantee£238.00 / wk
Couple Guarantee£363.25 / wk
Savings Disregard£10,000
Savings Tariff£1 / £500