NHS Healthcare Exemption Guide 2026/27

NHS Prescription Charges & PPC Exemption Calculator

Calculate your annual NHS prescription costs in England, check MatEx & MedEx exemption criteria, and compare Prescription Prepayment Certificate (PPC) savings.

Prescription Cost & Savings Calculator

Recommended Cost Plan

12-Month Prescription Prepayment Certificate (PPC)
£114.50 / year
Standard PAYG Annual Cost:£237.60
12-Month PPC Certificate Cost:£114.50
Net Estimated Annual Savings:£123.10

PPC Prepayment Certificate Advice

A 12-month PPC (£114.50) can be paid in 10 monthly direct debit installments of £11.45/month, covering all prescriptions.

NHS Prescription Costs & Exemption Rules in England (2026/27)

In England, standard NHS prescription charges are frozen for the 2026/27 financial year at £9.90 per item. However, approximately 89% of all NHS prescription items are dispensed 100% free of charge under statutory exemption rules.

Standard PPC Prices (2026/27)

  • Single Prescription Item: £9.90
  • 3-Month PPC Certificate: £32.05
  • 12-Month PPC Certificate: £114.50 (or 10 monthly payments of £11.45)
  • HRT (Hormone Replacement Therapy) PPC: £19.80 / year

Qualifying Free Exemptions

  • Age: Under 16, or 16-18 in full-time education, or aged 60+
  • Maternity (MatEx): Pregnant women or mothers with a baby under 12 months
  • Medical Conditions (MedEx): Diabetes, epilepsy, cancer, hypothyroidism, ostomy
  • Low Income Scheme (HC2): Full help certificate based on income assessment

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