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FTC Act Section 5 / CFPB / Magnuson-Moss Warranty Act

U.S. Consumer Protection & FTC Regulations Guide 2026

Guide to U.S. consumer protection laws: FTC enforcement against unfair/deceptive business practices, credit card chargebacks (Fair Credit Billing Act), and federal warranty laws.

Frequently Asked Questions (FAQ)

Under the Fair Credit Billing Act (FCBA), maximum consumer liability for unauthorized credit card charges is capped at $50 if reported promptly to the card issuer.