401(k) Expat Withdrawal Calculator

Calculate the 10% early penalty and IRS tax withholdings for withdrawing retirement funds when moving abroad.

IRC Section 72(t): Withdrawing before age 59½ triggers a **10% penalty**. Additionally, non-residents are subject to a **default 30% withholding tax** unless they claim DTAA benefits using Form W-8BEN.

Withdrawal Details

Account Balance ($)Your Age

I am currently a Non-Resident Alien (NRA) for tax purposes

Claim US-India DTAA treaty benefits (via W-8BEN for periodic payments)

Tax & Penalty Deductions

Enter your details and click Calculate Penalties.