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⚖️ Home Office Rules 2026📊 Side-by-Side Comparison

UK Visa Side-by-Side Comparison Tool 2026

Compare salary & financial rules, employer sponsorship, ILR settlement paths, work rights, 2026 visa fees, NHS surcharge (IHS), and dependant rights across major UK routes.

Select Visa Routes to Compare

Regulatory Side-by-Side Comparison

CriteriaSkilled WorkerGlobal Talent
Salary / Financial Rule£41,700 general salary threshold, subject to going rate and permitted discountsNo minimum salary
Sponsorship / ApprovalEmployer sponsorship requiredNo employer sponsorship
ILR Settlement PathUsually 5 years if all settlement requirements are met3 or 5 years, depending on field and endorsement/prize route
Work RightsSponsored employment in the sponsored occupation; conditions apply to additional workBroad work freedom; employment, self-employment and business activity are generally permitted
Immigration Health Surcharge (IHS)Usually £1,035/yearUsually £1,035/year
2026 Visa Application Fee£819–£1,865 standard fee, depending on application location and length£766 total; usually £561 endorsement + £205 visa fee
Dependants Allowed?Usually allowed, subject to route restrictionsPartner and eligible children can apply as dependants
Initial Visa Grant DurationUsually up to 5 yearsUp to 5 years per grant
Key AdvantageMain sponsored work route with a potential 5-year settlement pathNo employer tie and potentially 3-year settlement for qualifying applicants

Understanding Key Visa Route Differences

The biggest practical difference between these routes is the basis on which you qualify. Skilled Worker is tied to an eligible sponsored job. Global Talent is based on recognized or potential leadership. Innovator Founder is based on an endorsed innovative business. The spouse/partner route is relationship-based. UK Ancestry relies on qualifying ancestry and Commonwealth nationality. Graduate follows successful completion of an eligible UK course, while Student is primarily an education route.

2026 Home Office Fee & IHS Reference Table

Visa RouteApplication Fee ReferenceAnnual IHS Reference
Skilled Worker£819–£1,865 standard feeUsually £1,035 / year
Global Talent£766 total (£561 endorsement + £205 visa)Usually £1,035 / year
Innovator Founder£1,357 outside / £1,693 inside + £1,000 endorsementUsually £1,035 / year
Family Partner£2,064 outside / £1,407 insideUsually £1,035 / year
UK Ancestry£726Usually £1,035 / year
Graduate£937Usually £1,035 / year
Student£558£776 / year reduced rate

Frequently Asked Questions (6 Detailed FAQs)

There is no single fastest route for everyone. Global Talent can qualify for settlement after 3 years for specified endorsement/prize routes, and Innovator Founder can qualify after 3 years if all settlement requirements are met. Skilled Worker, UK Ancestry and the standard partner route normally use a 5-year qualifying period. Graduate and Student are not direct settlement routes.

Global Talent, Innovator Founder, UK Ancestry, Graduate and the family partner route do not require employer sponsorship. Innovator Founder still requires an approved business endorsement, while Global Talent normally requires endorsement or an eligible prestigious prize.

The current general Skilled Worker salary threshold is £41,700, but this is not an automatic requirement for every case. The applicable occupation going rate and any permitted salary discount or transitional rule must also be checked.

For most Student applicants, the current maintenance requirement is £1,529 per month in London or £1,171 per month outside London, for up to 9 months, in addition to relevant outstanding course fees.

A Graduate visa lasts 2 years where the application is made on or before 31 December 2026. Applications made from 1 January 2027 receive 18 months. Applicants with a PhD or other doctoral qualification receive 3 years.

No. Most of these routes normally attract the standard £1,035-per-year IHS, while Student applicants and certain other categories use the reduced £776 rate. Work rights also differ substantially.
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Quick 2026 Comparison

Fast Settlement Routes3 years
Standard Work Settlement5 years
Graduate Non-doctoral2 yrs / 18 mos
Student IHS Rate£776 / year