🏠 HMRC SDLT Rates 2026💷 £300k First-Time Buyer Relief📊 +5% Additional Property
Stamp Duty Land Tax (SDLT) Calculator 2026
Calculate residential Stamp Duty Land Tax for property purchases in England and Northern Ireland, including First-Time Buyer relief, second home surcharges, and non-UK resident rates.
2026 Standard Residential SDLT Bands
0% up to £125,000, 2% on £125k–£250k, 5% on £250k–£925k, 10% on £925k–£1.5m, and 12% over £1.5m.
SDLT Residential Property Estimator
Calculates progressive SDLT for first-time buyers, main home replacements, and additional properties
£
2026 SDLT Calculation Result
Estimated SDLT Payable
£12,500
Effective SDLT Tax Rate
2.78%
Effective Tax RateStandard residential rates applied.
2026 Standard Residential SDLT Bands
| Purchase Price Band | Standard Rate | +5% Additional Property |
|---|---|---|
| Up to £125,000 | 0% | 5% |
| £125,001 to £250,000 | 2% | 7% |
| £250,001 to £925,000 | 5% | 10% |
| £925,001 to £1,500,000 | 10% | 15% |
| Over £1,500,000 | 12% | 17% |
Frequently Asked Questions (6 Detailed FAQs)
Standard rates: 0% up to £125k, 2% on £125k–£250k, 5% on £250k–£925k, 10% on £925k–£1.5m, and 12% above £1.5m.
First-time buyers pay 0% up to £300,000 and 5% from £300,001 to £500,000 (maximum qualifying price £500,000).
The higher rates for additional residential properties are 5 percentage points above standard rates (marginal rates 5%, 7%, 10%, 15%, 17%).
Non-UK residents pay an additional 2 percentage points. Combined with the 5% additional property surcharge, marginal rates reach up to 19%.
If you buy your new main home before selling your old one, higher rates apply initially. You can claim a refund if the old home is sold within 36 months.
SDLT returns and payments must reach HMRC within 14 days of the completion date.
Official 2026 HMRC Sources
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2026 Key Benchmarks
Nil Rate Band£125,000
FTB 0% Threshold£300,000
FTB Max Property Price£500,000
Additional Property Surcharge+5%