What is the UK pension 25% tax-free lump sum allowance cap (LSA)?

Under HMRC rules, you can take up to 25% of your pension pot tax-free, subject to the statutory Lump Sum Allowance (LSA) cap of £268,275 across your lifetime.

What is the UK annual pension contribution allowance for 2025/2026?

The annual pension contribution allowance is £60,000 per tax year (or 100% of your annual earnings, whichever is lower).

What is the UK pension 25% tax-free lump sum allowance cap (LSA)?

Under HMRC rules, you can take up to 25% of your pension pot tax-free, subject to the statutory Lump Sum Allowance (LSA) cap of £268,275 across your lifetime.

What is the UK annual pension contribution allowance for 2025/2026?

The annual pension contribution allowance is £60,000 per tax year (or 100% of your annual earnings, whichever is lower).

Home/Uk/Pension Calculator

HMRC Pension LSA Cap £268,275 Verified 2025/2026

UK Pension & 25% Tax-Free Lump Sum Calculator

Calculate 25% tax-free pension cash withdrawals, test the statutory £268,275 Lump Sum Allowance cap, and evaluate the £60,000 annual contribution limit.

⚡ Statutory HMRC Pension Rules (2025/2026):

• Lump Sum Allowance (LSA): Max 25% tax-free cash capped at £268,275 across all pension pots.
• Annual Contribution Allowance: £60,000 / year (or 100% of gross salary, whichever is lower).
• Lump Sum & Death Benefit Allowance (LSDBA): Standard lifetime cap of £1,073,100.

Pension Pot & Tax-Free Cash Evaluator

GOV.UK VerifiedOfficial UK Government References & Legal Sources

• GOV.UK Pension Tax Allowances & LSA: gov.uk/tax-on-your-private-pension
• MoneyHelper UK Pension Lump Sum Allowance: moneyhelper.org.uk/tax-free-lump-sum

Pension Caps 2025/2026

Lump Sum Cap (LSA)£268,275

Annual Contribution£60,000 / yr

Death Benefit Cap (LSDBA)£1,073,100