Back to Canada PortalRetirement Tax Compliance
RRSP Non-Resident Withdrawal Calculator
Calculate CRA withholding tax rates on RRSP and RRIF withdrawals for expats leaving Canada.
Tax Residency Departure: When you emigrate from Canada and become a non-resident for tax purposes, you do not have to close your RRSP. However, future lump-sum withdrawals will trigger an automatic **25% flat withholding tax (Part XIII)**. No Canadian tax return is required for this withdrawal, but you must report it in your new country of residence.
Withdrawal Parameters
Withholding & Net Payout
Part XIII Non-Resident Withholding Rate
25%
Tax Deducted: $6,250 CAD
Net Cash Calculation
| Gross RRSP Withdrawal | $25,000 CAD |
| Withholding Tax (Deducted at Source) | -$6,250 CAD |
| Net Cash Paid to You | $18,750 CAD |
Note: Lump-sum RRSP withdrawals for non-residents are subject to a flat 25% Part XIII tax. This is generally the final tax liability to Canada.