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Benefits & Employment Insurance

EI Maternity & Parental Benefits Guide

Current 2026 guidance for federal EI maternity and parental benefits, including newcomer eligibility, benefit rates, weeks, application timing and the Quebec QPIP distinction.

Can newcomers claim EI maternity or parental benefits?

Potentially, yes. Federal EI maternity and parental benefits are tied to the EI eligibility rules rather than Canadian citizenship. A temporary foreign worker or permanent resident may qualify when the applicable EI conditions are met, including insurable employment and the required insurable hours.

Quebec is different: workers who are residents of Quebec at the start of the benefit period generally use the Québec Parental Insurance Plan (QPIP) for maternity, paternity, parental and adoption benefits.

Federal EI eligibility outside Quebec

  • You generally need 600 hours of insurable employmentin the qualifying period for EI special benefits.
  • The qualifying period is generally the shorter of the 52 weeks before the start of the claim or the period since the start of a previous EI benefit period.
  • Your normal weekly earnings must generally be reduced by more than 40% because of the reason for the special-benefit claim.
  • Self-employed people can have a separate EI special-benefit pathway if they opted into the EI program and meet its additional requirements.
  • Immigration status by itself does not guarantee EI entitlement; the claim must meet the applicable EI rules.

Federal EI maternity and parental benefit amounts — 2026

BenefitRateMaximum for one claimantMaximum shared family weeksMaximum weekly amount
Maternity55%Up to 15 weeksNot applicable$729
Standard parental55%Up to 35 weeksUp to 40 weeks$729
Extended parental33%Up to 61 weeksUp to 69 weeks$437

Maternity benefits can be followed by parental benefits. When parents share parental benefits, the total shared weeks increase to 40 under the standard option and 69 under the extended option, subject to the maximum that one parent can take.

Federal EI benefit estimator

This is an estimate only. Service Canada calculates the actual EI amount using your insurable earnings and the applicable “best weeks” calculation. The tool below uses your entered average weekly insurable earnings as a simplified estimate.

Simplified input for estimating the weekly benefit.
Federal special-benefit claims generally require 600 hours.

Waiting period — current 2026 temporary rule

The normal EI legislation contains a one-week waiting period, but the Government of Canada has temporarily waived the waiting period for initial claims beginning between March 30, 2025 and October 10, 2026, regardless of benefit type. Because the current date is within that period, the old advice to budget for an automatic unpaid first week is not current for qualifying initial claims.

How to apply

  1. Apply as soon as possible after you stop working. Canada.ca says you may lose benefits if you wait more than 4 weeks after your last day of work.
  2. Do not wait for your Record of Employment if you otherwise have enough information to submit the application. Required documents can be provided after applying.
  3. Provide employer information, your SIN, banking details, the child's expected or actual birth date and other requested information.
  4. Electronic ROEs are sent directly to Service Canada. Paper ROEs should be provided as instructed.
  5. Check the claim through My Service Canada Account after applying.

Choosing standard vs extended parental benefits

StandardExtended
Rate55% up to $729/week33% up to $437/week
One-parent maximum35 weeks61 weeks
Shared family maximum40 weeks69 weeks
Changing the choiceThe option cannot be changed after a week of parental benefits has been paid to you, or after a payment has been made to the other parent when benefits are shared.

Frequently Asked Questions

Potentially, yes. EI maternity and parental benefits are based on the EI eligibility rules, including insurable employment and the required insurable hours, rather than Canadian citizenship alone. A work permit holder must also have the appropriate legal ability to work and meet the applicable EI requirements.

For federal EI special benefits, including maternity and parental benefits, workers in insurable employment generally need at least 600 hours of insurable employment in the qualifying period, which is normally the shorter of the 52 weeks before the claim or the period since the start of a previous EI benefit period.

For claims subject to the 2026 federal EI maximums, maternity and standard parental benefits are generally 55% of average insurable weekly earnings, up to $729 per week. Extended parental benefits are generally 33%, up to $437 per week. Actual amounts depend on the EI calculation based on the claimant’s insurable earnings and best weeks.

Maternity benefits are available for up to 15 weeks. Standard parental benefits provide up to 35 weeks to one parent, or up to 40 weeks shared between parents, with no one parent receiving more than 35 weeks. Extended parental benefits provide up to 61 weeks to one parent, or up to 69 weeks shared, with no one parent receiving more than 61 weeks.

For initial EI claims beginning between March 30, 2025 and October 10, 2026, the normal one-week waiting period is waived under the temporary federal measure. The regular one-week waiting-period rule remains in the legislation, but this temporary waiver applies to qualifying initial claims during the stated period.

No. Quebec has the separate Québec Parental Insurance Plan (QPIP). QPIP has its own eligibility, earnings, rates and benefit-week rules. For example, QPIP eligibility generally requires at least $2,000 of insurable earnings during the qualifying period and residence in Quebec at the start of the benefit period.
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2026 federal EI figures

Maternity55% / $729 max
Standard parental55% / $729 max
Extended parental33% / $437 max
Federal hours test600 hours
Initial-claim waiting periodTemporarily waived

Useful distinction

EI benefits are federal except that Quebec operates its own parental-insurance system. Provincial employment-law maternity/parental leave and income-replacement benefits are separate from the federal EI payment calculation.